March 2016 Newsletter “You don’t have to swing hard to hit a home run. If you got the timing, it’ll go.” Yogi Berra The usual age for enrollment in Medicare is age 65.  Many individuals, however, are realizing that delaying enrollment may be a prudent plan.  In this issue, we will explore: The advantages of deferring some or all of your Medicare enrollment. The rules one must follow in order to defer. Medicare has costs. Some of these costs are substantial.  To list a few: Medicare B premiums are based on your income, meaning the premium includes a tax for those with higher incomes. Annual 2016 Part…