February 2017 Newsletter There are numerous ways in which a financial advisor can connect with clients regarding retirement health care costs.  A great place to start is by providing a simple, annual cost estimate for routine health care that can be incorporated into the financial plan.  Too often, articles discussing retirement health care costs start by trying to estimate the hundreds of thousands of dollars that will be spent in this area by most couples over the course of their retirement.  The forecasts are accurate but for most clients, the magnitude of the numbers can be overwhelming. By starting with routine health care and tackling the costs on an annual…